Discovery Health Plan Types

Discovery Health Medical Scheme offers a range of options to cater for every need – from the Executive Plan, which offers the most extensive cover, to the KeyCare Series, which offers the most cost-effective cover. Each plan’s cover ranges from hospitalization to chronic medicine, with many plans offering day-to-day cover through the medical Savings Account and Above Threshold Benefit.

The most competitive contributions

Nearly two and half million South Africans entrust their healthcare funding to us. One of the benefits of this scale is the ability it gives us to contain healthcare costs and pass these savings on to Discovery members. On a like-for –like basis, Discovery Health Medical Scheme plan contributions are as much as 15% lower than those of any other South African medical scheme.

We give you full cover choice

Discovery’s extensive networks of healthcare providers combined with Discovery unique tools means you have a way of avoiding co-payments by opting for the Full Cover Choice when visiting a specialist or GP, on day-to-day generic medicine, blood tests or going to hospital. Look out for the Full Cover Choice stamp on Discovery website and in Discovery guides to point in the zero co-payment direction.

Discovery Health Medical Scheme has the highest credit rating 

The Discovery Health Medical Scheme has more than R8 billion in reserves. Global Credit Rating has continually given Discovery the highest possible rating has continually given us the highest possible rating (AA+) for Discovery’s ability to pay our member’s claims.

We help you save 25% on self-medication and chronic care items 

Discovery Health offers you 25% cash back on self-medication at Clicks and essential care items at Dis-Chem. You can also save time (and not just money) by using MedXpress, Discovery’s free and convenient medicine home delivery service.

We give you access to the most advanced medicine and technology. 

Discovery’s members receive some of the best cover among South African medical Schemes for cancer treatment. In addition, with an Executive or Comprehensive Plan, you get extra cover for new and expensive medicines and for certain treatments that are available only outside South Africa.

Our technology unlocks the best of care 

We believe in giving our members opportunity to engage and interact with their plan, and to get the most out of it. Discovery’s smartphone app for members and Discovery website have both been purpose built to do exactly that.

We help you stay healthy

We believe that prevention is at least as good as cure, and so we actively encourage our members to detect and treat any illness as early as possible. That’s why we cover a range of preventative tests from cholesterol to HIV screening without using the money in your savings account.

We provide life-saving emergency support 

Emergency personnel can securely access your essential information when you are not to give it to them by scanning your unique QR code on your car sticker.

Vitality 

By being a Discovery Health Medical Scheme member you have the opportunity to join Vitality, the worlds leading wellness program that both encourages and rewards healthy behaviour.